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A-G Administrators has the accidental school injury insurance products K-12 institutions need to help cover the costs of unexpected injuries.
A-G Administrators offers an array of customized insurance products to K-12 institutions developing comprehensive student accident plans.
When an institution wants to have a financial safety net for its students and athletes in case of accidental injuries but needs to limit their risk, mandatory insurance is a solid solution.
Institutions make the purchase of this type of school insurance mandatory for parents. These are typically excess plans. This means that injured students whose families already have health insurance will receive benefits secondarily to any personal insurance. This may especially come in handy for those who have to pay high deductibles with their health insurance. In the case of students who don’t have health insurance, they and their families won’t be facing the burden of medical expenses alone.
With mandatory insurance, the institution has made sure all of its students are protected from out-of-pocket expenses, which can help minimize the litigation risk that often happens when the unfortunate occurs, and parents are reeling from shock and expense. It also helps control the institution’s budget.
An institution purchases compulsory insurance plans to provide benefits for injuries sustained during the hours and days when school is in session and while students are attending or participating in school-sponsored and supervised activities on and off school premises. Institutions can count on A-G Administrators’ experience in the marketplace and our streamlined processes to customize a plan based on each institution’s unique needs and budget. Because the institution pays the premiums, the school families will appreciate its oversight and care.
For institutions that have round-the-clock student activity, A-G Administrators offers 24-hour accident insurance plans. These plans generally cover everything compulsory plans do, with additional benefits for covered injuries 24-hours a day and throughout the year, including weekends, vacations, and summers. This plan is paid for by the individual, not the institution.
Provides benefits for covered injuries sustained during the hours and days when school is in session and while students are attending or participating in school-sponsored and supervised activities on or off school premises.
A-G Administrators’ interscholastic sports policies can help institutions make protection opportunities available to their student-athletes, managers, trainers, cheerleaders, and other participants to help protect them from the financial burden of the high cost of catastrophic injuries. These covered injuries include:
This plan is paid for by the individual, not the institution.
Sometimes unexpected injuries have more significant, life-threatening consequences. A-G Administrators can help institutions be ready if the unfortunate happens, with catastrophic injury plans.
Because of the extreme costs, challenges, and emotional repercussions of a student or student-athlete’s catastrophic injury, A-G Administrators offers institutions the option to create their own programs.
These K-12 catastrophic programs have a $25,000.00 deductible. Benefits paid under the base plan are applied to the deductible of the catastrophic plan.
Our experienced staff will assist you in determining the right solution for your campus.
The PSBA Insurance Trust is proud to partner with A-G Administrators for the Student and Volunteer Accident programs made available to the PSBA membership. Out of this partnership, we are confident that our member school entities are receiving the highest level of service and support. A-G’s collaborative approach, their dedication to Pennsylvania’s public schools and their expertise make this an easy choice as a partner and the best choice for our members.
PSBA Insurance Trust
Valley Forge, PA USA
Ph: (610) 933-0800
Fx: (610) 933-4122
Office Hours: M-F 8:30am-6pm EST
A-G has the experience to offer the best custom coverage for every program and the best customer service to ensure a worry-free process for every claim. The nation’s most competitive K-12, collegiate and youth programs Achieve Greatness with A-G!