A-G Administrators has the accidental school injury insurance products K-12 institutions need to help cover the costs of unexpected injuries.
A-G Administrators offers an array of customized insurance products to K-12 institutions developing comprehensive student accident plans.
When an institution wants to have a financial safety net for its students and athletes in case of accidental injuries but needs to limit their risk, mandatory insurance is a solid solution.
Institutions make the purchase of this type of school insurance mandatory for parents. These are typically excess plans. This means that injured students whose families already have health insurance will receive benefits secondarily to any personal insurance. This may especially come in handy for those who have to pay high deductibles with their health insurance. In the case of students who don’t have health insurance, they and their families won’t be facing the burden of medical expenses alone.
With mandatory insurance, the institution has made sure all of its students are protected from out-of-pocket expenses, which can help minimize the litigation risk that often happens when the unfortunate occurs, and parents are reeling from shock and expense. It also helps control the institution’s budget.
An institution purchases compulsory insurance plans to provide benefits for injuries sustained during the hours and days when school is in session and while students are attending or participating in school-sponsored and supervised activities on and off school premises. Institutions can count on A-G Administrators’ experience in the marketplace and our streamlined processes to customize a plan based on each institution’s unique needs and budget. Because the institution pays the premiums, the school families will appreciate its oversight and care.
For institutions that have round-the-clock student activity, A-G Administrators offers 24-hour accident insurance plans. These plans generally cover everything compulsory plans do, with additional benefits for covered injuries 24-hours a day and throughout the year, including weekends, vacations, and summers. This plan is paid for by the individual, not the institution.
Provides benefits for covered injuries sustained during the hours and days when school is in session and while students are attending or participating in school-sponsored and supervised activities on or off school premises.
A-G Administrators’ interscholastic sports policies can help institutions make protection opportunities available to their student-athletes, managers, trainers, cheerleaders, and other participants to help protect them from the financial burden of the high cost of catastrophic injuries. These covered injuries include:
This plan is paid for by the individual, not the institution.
Sometimes unexpected injuries have more significant, life-threatening consequences. A-G Administrators can help institutions be ready if the unfortunate happens, with catastrophic injury plans.
Because of the extreme costs, challenges, and emotional repercussions of a student or student-athlete’s catastrophic injury, A-G Administrators offers institutions the option to create their own programs.
These K-12 catastrophic programs have a $25,000.00 deductible. Benefits paid under the base plan are applied to the deductible of the catastrophic plan.
Our experienced staff will assist you in determining the right solution for your campus.
A-G Administrators, A-G for ‘Always Game’. The team led by Dixon and Jake, are always game for a challenge, always game for performance at the highest level, and most importantly based on my experience and one who considers A-G a trusted partner of the University of Pennsylvania, always game for positive results and outcomes. A-G Administrators focus is client centric.
Associate Vice President- Office of Risk Management and Insurance
The University of Pennsylvania
Without a doubt, I can tell you that A-G Administrators is awesome! The staff at A-G is professional and courteous, focused on facilitating the care the athletes need, and they do it in a manner that saves their schools and organizations money…all while making the collection process easy for my staff. What else can I say — they get it and they are great!
Core Muscle Injury Surgeon
Founder, The Vincera Institute
For the past ten years, I have had the pleasure of working closely with A-G Administrators as they provide stellar service for the District’s student sports insurance needs.They understand the value of providing outstanding products that are competitively priced, benefiting a school budget that relies heavily on local funds. As a local, multi-generation family business, they have consistently provided reliable and committed service while working with our families to deliver the best possible outcome in their time of need.
Tredyffrin Easttown School District
The time is NOW for you to partner with the undisputed sports insurance leader.
Valley Forge, PA USA
Ph: (610) 933-0800
Fx: (610) 933-4122
Office Hours: M-F 8:30am-6pm EST
A-G has the experience to offer the best custom coverage for every program and the best customer service to ensure a worry-free process for every claim. The nation’s most competitive K-12, collegiate and youth programs Achieve Greatness with A-G!