Interscholastic Sports & Extracurricular Activities
As “Sports Insurance Specialists”, A-G Administrators, Inc. are experts in the interscholastic sports insurance world. We have a number of different options to find the right fit in limiting your risk when sponsoring interscholastic sports and extracurricular activities.
Plan features may include:
- Flexible benefits to meet your needs
- Fully insured, per claim and aggregate deductible options
- 1-, 2-, and 3-year benefit periods available
- Expanded coverage for overuse, repetitive stress and overexertion injuries
- Expanded coverage for heart & circulatory issues (syncope/heat illness/heart-related issues)
- Coverage for pre-existing conditions
- Extended coverage for expenses denied by HMOs/PPOs
- Accidental death & dismemberment benefits
Catastrophic coverage for your interscholastic sports teams is highly encouraged and can be customized to fit your needs.
Plan benefits can include:
- Available 5-year and 10-year benefit period options
- Catastrophic maximums from $1,000,000 to $5,000,000
- Flexible deductible options
- Specific benefits can include:
- College education,
- Home adaptation remodeling,
- Vehicle adaptation
- Benefits for total disability and partial disability can be included
Cash benefits up to $500,000 for catastrophic injuries that pay for loss of income, ongoing medical care, and family expenses can be included.
One way that some of our partners off-set some of the risk of athletic injury while spreading that risk across the entire student-athlete population is through a mandatory student-athlete accident insurance plan. If you are looking to implement a “per claim” deductible on the school purchased excess accident plan and ensure that your student-athletes have this deductible covered by a mandatory student-athlete plan or you want to limit the potential financial responsibility that a student-athlete’s parents may have due to an injury, this plan may be a solution for you. Plan benefits can vary and can match up with your school plan’s deductible or off-set some of the risk to your excess accident plan.