Sports Clubs & Intramurals

A-G Administrators, Inc. is your sports insurance specialist! Insuring your student sports clubs and intramural participants helps to reduce the liability your campus takes on by sponsoring these groups and activities. Contact us today to have one of our experienced staff assist you in determining the right solution for your campus. Click the icons below to learn more about the specific types of insurance plans we administer for our college and university sports clubs and intramural programs.

Secondary (Excess Accident) Injury Insurance

Sponsoring sports clubs and intramural sports brings increased risk and responsibility to your institution. How are you protecting your school from the liability that comes with this increased risk? Sports clubs and intramural sports secondary (excess accident) coverage needs vary from school to school due to oversight board and government mandates. Our programs can be tailored to meet your needs and are highly adaptable.

Plan features may include:

  • Benefits tailored to your specific needs
  • Fully insured, per claim and aggregate deductible options
  • 1- and 2-year benefit periods available
  • Expanded coverage for overuse, repetitive stress and overexertion injuries
  • Expanded coverage for heart & circulatory issues (syncope/heat illness/ heart-related issues)
  • Coverage for pre-existing conditions
  • Extended coverage for expenses denied by HMOs/PPOs
  • Accidental death & dismemberment benefits

Catastrophic Injury Insurance

Sponsoring sports clubs and intramural sports brings increased risk and responsibility to your institution. How are you protecting your school from the liability that comes with this increased risk? Catastrophic injury insurance is highly encouraged for sports clubs and intramural sports and can be customized to fit your needs.

Plan benefits can include:

  • Available 5-year, 10-year or Lifetime benefit options
  • Catastrophic maximums from $1,000,000 to $10,000,000
  • Flexible deductible options
  • Specific benefits include:
    • College education,
    • Home adaptation remodeling,
    • Vehicle adaptation
  • Benefits for total disability and partial disability can be included

Cash benefits for catastrophic injuries that pay for loss of income, ongoing medical care, and family expenses can be included.

Mandatory Accident (Injury) Plans

Sponsoring sports clubs and intramural sports brings increased risk and responsibility to your institution. How are you protecting your school from the liability that comes with this increased risk? Many institutions look to limit their risk exposure and reduce the cost of excess insurance plans that they purchase by implementing a mandatory accident plan for their sport club and/or intramural sports participants. These plans are typically excess plans, meaning benefits are paid secondary to any personal insurance that a student possesses. Providing a means to limit any out-of-pocket expense a student or his/her family may have as the result of an injury while participating in sports clubs and intramurals is certainly a pro-active step in minimizing the risk of litigation that could result from an unfortunate injury. Is this the right risk management and cost containment solution for you? Contact us today to discuss your options.

Contact us for more information