Sports Leagues

Participant Injury Insurance

Participant injury insurance minimizes or eliminates any out-of-pocket expense that participants would incur due to injuries that occur in officially-sponsored league activities such as practices, competitions and travel to and from these activities. This protects your organization from undue liability. Injury coverage needs vary; so, our programs can be tailored to meet your needs and are highly adaptable.

Plan features may include:

  • Flexible benefits to meet your needs
  • Fully insured, per claim and aggregate deductible options
  • 1-, 2-, and 3-year benefit periods available
  • Expanded coverage for overuse, repetitive stress and overexertion injuries
  • Expanded coverage for heart & circulatory issues (syncope/heat illness/heart-related issues)
  • Coverage for pre-existing conditions
  • Extended coverage for expenses denied by HMOs/PPOs
  • Coverage for travel to and from officially-sanctioned events
  • Accidental death & dismemberment benefits

Catastrophic Injury Insurance

Catastrophic coverage for your participants is highly encouraged and can be customized to fit your needs.

Plan benefits can include:

  • Available 5-year and 10-year benefit period options
  • Catastrophic maximums from $1,000,000 to $5,000,000
  • Flexible deductible options
  • Specific benefits can include:
    • College education,
    • Home adaptation remodeling,
    • Vehicle adaptation
  • Benefits for total disability and partial disability may be included

Cash benefits up to $500,000 for catastrophic injuries that pay for loss of income, ongoing medical care, and family expenses can be included.

Contact us for more information