Student-athlete rehabilitates shoulder injury.

Educators, school administrators, and athletic trainers all share the responsibility of protecting the health and well-being of their student-athletes. However, accidents can and do occur, making it critical to ensure that your college is prepared for them.

When an accident happens, you need a sports insurance provider on whom you can rely, not a company that will give your clients the runaround. With the best accident insurance in place, you can provide additional protection by helping student-athletes and their families access the medical care they need.

With countless providers on the market, knowing which provider to choose can be difficult. To help you out, we’ve covered everything you need to know below.

What Is Accident Insurance for Student-Athletes?

Thanks to accident insurance policies, student-athletes at colleges and universities can get medical coverage for accidents during practices, games, and other school-sponsored activities. When you invest in full coverage, you reduce risks and boost confidence among athletes, participants, coaches, and everyone else involved in the program.

Why Is Selecting the Best Accident Insurance Important?

Maintaining student safety is a difficult task for college athletic trainers and school administrators. The best accident coverage can absorb the expense and administrative burdens associated with unforeseen accidents and injuries that would otherwise be the institution’s responsibility. These are some reasons why selecting the best accident insurance is important.

 Worried student-athlete reviews costly medical bill.

1. Protect Students

Student-athletes who participate in sports, clubs, and other activities need extra protection against potential accidents. The right athlete insurance can protect them and provide financial assistance to cover the medical costs of students lacking major health coverage in the advent of an accident or injury.

2. Protect the School

Colleges face risks as they operate, and liability claims against the institution can be costly. The best sports insurance companies can help you select coverage that can insulate the school from lawsuits or claims that can potentially arise from accidents.

3. Choose Customized Solutions

Every school has its own set of challenges and requirements. By choosing insurance that matches the needs of your school, you can accommodate these unique risks and customize them to your student-athletes’ needs.

For example, if your college offers a variety of extracurricular training programs, you can choose an around-the-clock plan rather than a schooltime-only plan. A-G offers several coverages, ranging from risk management to specific events, such as tournaments, camps, and sports clinics.

Factors to Consider When Selecting the Best Accident Insurance

With so many insurance companies from which to select, it can be difficult to know which one to trust and what kind of coverage to choose. Our fast-paced world necessitates new and technology-driven practices that can provide you and your student-athletes peace of mind on and off the field. A-G’s unique process focuses on fulfilling these factors you should consider when selecting the best accident insurance:

College athlete continues training with coach after recovering from injury.

1. Service

Some providers implement a “set it and forget it” quote. However, the best sports insurance providers take time to understand each client’s needs to provide tailored-fit solutions. They work as a part of your team, taking time to learn your risks and provide solutions to mitigate them.

At A-G, we provide our clients with unparalleled service by ensuring that our solutions address their unique needs. To ensure the quality of services, we have partnered with the best insurance carriers, agents, reprising networks, and technology suppliers.

Our proactive approach to managing student-athlete injuries includes risk consulting, reliable customer service, and annual stewardship. We are proud of our 97% client retention rate—a result of our commitment to providing exceptional service.

2. Savings

The best athlete insurance for your program can maximize your investment by providing efficient cost savings over time. By partnering with a company that can negotiate with the top providers in the industry, you have access to the best coverage options.

To achieve this, A-G utilizes a unique discounting strategy tied to a long-term savings formula that decreases and stabilizes claim payments by design. Our partnership with industry leaders like Occunet allows us to provide our clients with the most cost-effective insurance solutions.

At A-G, we aim to help you achieve financial sustainability for your program by driving down costs and maximizing our vast medical partnerships in the industry.

3. Technology

The last thing anyone wants to deal with after an accident is a lengthy and difficult claims process. The best accident insurance companies use technology to facilitate quick and easy customer transactions.

For this reason, A-G created EGBAR, a proprietary technology that revolutionized the claims process for our clients. EGBAR stands for Efficiency Generating Business Automation Resource. This state-of-the-art application allows you to view claims, generate reports, check the real-time status of claims, and more. Utilizing this valuable information can help you make informed and data-driven decisions.

Explore the Best Accident Insurance Coverages With the Help of A-G

If you want to develop a comprehensive and cost-effective risk management program for your student-athletes, trust A-G Administrators. For more than 40 years, our tailored-fit insurance solutions have been relied on by more than 700 colleges and universities, thousands of schools, youth sports organizations, and several National Governing Bodies. We leverage our partnerships with industry leaders, top carriers, and brokers to provide the best insurance for athletes.

When you partner with us, expect to:

  • Maximize your investment through cost savings and discounts
  • Get access to superior industry technologies through our products and services
  • Experience a convenient and seamless claims process and monitoring through EGBAR
  • Receive exceptional customer assistance and support

If you are ready to explore your insurance options, get started with A-G by requesting a quote today!


A-G has the experience to offer the best custom coverage for every program and the best customer service to ensure a worry-free process for every claim. The nation’s most competitive K-12, collegiate and youth programs Achieve Greatness with A-G!

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